Terms of Service

By accessing and using CoinMind-ai ("the Service"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

CoinMind-ai is an AI-powered personal finance tracking application that provides conversational transaction entry, receipt processing, and financial analytics. The Service is operated by CoinMind-ai team ("we," "us," or "our").

CoinMind-ai provides the following services:

• AI-Powered Chat Interface: Natural language transaction entry using Google Gemini AI for parsing and categorizing financial transactions
• Voice-to-Text Processing: Speech recognition capabilities for hands-free transaction entry
• Receipt OCR Processing: Optical character recognition for extracting transaction data from receipt images and PDFs
• CSV/Excel Import: Bulk transaction import from bank statements and financial files
• Financial Analytics: Spending analysis, category breakdowns, and financial insights
• Multi-Currency Support: Transaction tracking in multiple currencies with automatic conversion
• Data Export: Export functionality for financial records
• User Authentication: Secure account management with OAuth providers (Google)

To access certain features of the Service, you must create an account. You agree to:

• Provide accurate, current, and complete information during registration
• Maintain and promptly update your account information
• Maintain the security of your password and account
• Accept responsibility for all activities that occur under your account
• Notify us immediately of any unauthorized use of your account

We reserve the right to terminate accounts that violate these terms or are inactive for extended periods.

You agree not to use the Service to:

• Upload, transmit, or process fraudulent or illegal financial data
• Attempt to reverse engineer, decompile, or disassemble the Service
• Use automated systems to access the Service without authorization
• Interfere with or disrupt the Service or servers
• Violate any applicable laws or regulations
• Harass, abuse, or harm other users
• Upload malicious code or attempt to gain unauthorized access

Our Service uses AI technologies to process your financial data:

• Google Gemini AI: Used for natural language processing, receipt OCR, and transaction categorization
• Speech Recognition: Voice-to-text conversion for transaction entry
• Data Analysis: AI-powered insights and spending pattern analysis

By using our AI features, you consent to the processing of your data by these AI services in accordance with our Privacy Policy.

We take the privacy and security of your financial data seriously:

• Your financial data is encrypted and stored securely
• We do not share your personal financial information with third parties without consent
• AI processing is performed in accordance with data protection regulations
• You retain ownership of your financial data
• You can export and delete your data at any time

For detailed information about data handling, please refer to our Privacy Policy.

We strive to provide reliable service but cannot guarantee:

• Uninterrupted or error-free operation
• 98% accuracy in AI processing or OCR results
• Compatibility with all devices or browsers
• Real-time data synchronization

We reserve the right to modify, suspend, or discontinue the Service at any time with reasonable notice.

The Service and its original content, features, and functionality are owned by CoinMind-ai and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.

You retain ownership of your financial data and user-generated content. You grant us a limited license to process your data to provide the Service.

Disclaimer of Warranties:

The Service is provided "as is" without warranties of any kind. We disclaim all warranties, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement.

Limitation of Liability:

In no event shall CoinMind-ai be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses.

We are not responsible for financial decisions made based on our analytics or recommendations.

We may terminate or suspend your account immediately, without prior notice, for conduct that we believe violates these Terms or is harmful to other users, us, or third parties.

Upon termination, your right to use the Service will cease immediately. You may request deletion of your data within 30 days of termination.

We reserve the right to modify these Terms at any time. We will notify users of any material changes via email or through the Service. Your continued use of the Service after such modifications constitutes acceptance of the updated Terms.

If you have any questions about these Terms of Service, please contact us:

• Email: support@coinmind-ai.com
• Website: https://coinmind-ai.com